The Westpac Altitude Platinum comes with a balance transfer option, for a limited time at a very low interest rate. The Altitude card has consistently been awarded the Best Rewards Credit Card in Australia. In 2010, it was awarded the best Rewards credit card in Australia. Features include a $295 annual fee, 19.99% p.a. p.a. interest, 21.59% p.a. p.a. cash advance and 3.99% p.a. for 6 months on balance transfers feature.
American Express Balance Transfer Credit Card Comparison
| Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest Free Days | |||
|---|---|---|---|---|---|---|---|
|
Earn up to 50,000 points per year. Online security guarantee and a balance transfer offer |
20.74% p.a. | 21.74% p.a. |
5.99% p.a. for 5 months |
$89 ($59 for qualifying customers) | 55 |
 
|
|
Earn up to 125,000 points per year. Complimentary international travel insurance. Plus a balance transfer offer |
20.74% p.a. | 21.74% p.a. |
5.99% p.a. for 5 months |
$144 ($114 for qualifying customers) | 55 |
|
|
Earn up to 150,000 points per year. Travel Insurance for up to 12 months. Enjoy gold benefits with a low interest rate on purchases and balance transfers |
20.74% p.a. | 21.74% p.a. |
5.99% p.a. for 5 months |
$280 ( $250 for qualifying customers) | 55 |
|
|
A long term balance transfer offer, plus an uncapped points earning allows you to redeem points for a huge selection of rewards |
19.74% p.a. | 20.99% p.a. | $89 | 44 |
|
|
|
Great Platinum features with ANZ Rewards Platinum Card, plus a low rate balance transfer offer. |
19.74% p.a. | 20.99% p.a. | $149 | 55 |
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|
The Westpac Earth credit card has consistently been one of the best Qantas Frequent Flyer direct earn credit cards in the Australian market. |
19.99% p.a. | 21.49% p.a. |
0.99% p.a. for 6 months |
$75 | 45 |
|
|
Greater point conversion rates than the Standard Earth card. Complimentary travel insurance and benefits. |
19.99% p.a. | 21.49% p.a. |
0.99% p.a. for 6 months |
$125 | 45 |
|
|
Greater introductory point offers and better conversion rate than Earth Gold. Plenty of travel insurance/benefits. |
19.99% p.a. | 21.49% p.a. |
0.99% p.a. for 6 months |
$250 | 45 |
|
|
A balance transfer offer with a complimentary insurance: overseas travel, purchase security, extended warranty insurance cover. |
19.49% p.a. | 20.74% p.a. |
0.99% p.a. for 6 months |
$125 | 45 |
|
|
Receive 10,000 KrisFlyer miles after your first purchase on either for your new credit cards. Plus a low rate balance transfer offer |
19.49% p.a. | 20.74% p.a. |
0.99% p.a. for 6 months |
$250 | 45 |
|
|
A low rate balance transfer offer , plus earn up to 3 bonus points for every dollar spent. |
19.99% p.a. | 21.59% p.a. |
3.99% p.a. for 6 months |
$100 | 45 |
|
|
Receive 10,000 points when your card is first used. Free insurance and travel benefits. Plus a balance transfer offer |
19.99% p.a. | 21.59% p.a. |
3.99% p.a. for 6 months |
$150 | 45 |
|
|
Receive 15,000 points when your card is first used. lots of Platinum benefits and privileges including a balance transfer offer |
19.99% p.a. | 21.59% p.a. |
3.99% p.a. for 6 months |
$295 | 45 |
|
|
The ANZ Frequent Flyer Platinum Credit Card is like your own personal lifestyle concierge with access to Visa Platinum Concierge and Visa Platinum privileges. |
19.74% p.a. | 20.99% p.a. | $295 | 55 |
|
American Express offers two different American Express Balance Transfer cards.They are both good when used in different financial situations. The twelve month card gives you a chance to get your debt under control so that you may once again enjoy financial freedom .
American Express Blue Sky- 12 Month Balance Transfer
This American Express Balance Transfer card allows you to get even with your finances by transferring another cards balance. The interest rate for a balance transfer is 2.99% p.a. for a twelve month duration. Even better there is also a 0% interest rate on purchases the twelve month period. You can collect points that are redeemable for cruises, rental cars, hotels or airlines by making this your card of choice.
American Express Clear Card- 12 Month Balance Transfer
When using this second American Express Balance Transfer Card, you pay no fees on it at all. You will get a for balance transfers, and a 0% promotional rate on spending for a twelve month period. For every $2500 spent using the card you get a $25 gift card.
ANZ Low Rate MasterCard
With this card you get 0% p.a. for 3 months on balance transfers. Interest rate on purchases is 0% p.a. for 3 months (reverts to 13.24% p.a.) p.a. and a $58 low annual fee. You can have up to three card holders at no added expense, and you get up to 55 days free interest on purchases.
St.George Vertigo Master Card
Another alternative to the American Express Balance Transfer card is the St.George Vertigo MasterCard. This card is not only a great shopping card as it has a low interest rate on purchases 13.24% p.a.), but it also has a low 0.99% p.a. for 12 months for balance transfers. There are also other perks that make this card attractive.
