For those who love to shop and redeem cash from credit cards, the ANZ Rewards Visa Card is optimal. This card offers a great rewards program, a competitive interest rate, and a small interest free grace period on all purchases.
Some people simply don’t have any use for frequent flyer cards, but that doesn’t mean that rewards programs should be disregarded altogether. For those people who just want some hard-earned rewards, the ANZ Rewards Visa Card is an excellent choice.
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
19.74% p.a. |
|---|---|---|
| Annual Fee | |
$89 |
| Interest Free Period | |
up to 44 days |
| Cash Advance Rate | |
20.99% p.a. |
| Card Type | |
Standard |
| Minimum Income Requirement | |
$15,000 p.a. |
| Credit Card Type | |
American Express/Visa |
| Rewards Program | |
Yes |
ANZ Rewards Visa Card Highlights
- Annual fee of $89
- 19.74% p.a. interest rate
- 44 days interest free
- Points program
- Holiday flyer program through Qantas
The ANZ Rewards Visa Card has all the essential features of a great rewards card. Cardholders can redeem points for an array of things including some travel deals (though this is not the best card for someone seeking lots of frequent flyer points).
Benefits, Rewards, and Details
Should you choose to opt for the ANZ Rewards Visa Card, you can use your accumulated points to purchase many different items. iPods, kitchen appliances, digital cameras, and various other objects can be gained through the ANZ rewards program.
There is also an option to use rewards points to gain frequent flyer miles, though this program does not compare to cards that are strictly for frequent flyer purposes (ANZ does offer a great frequent flyer card).
Cardholders will earn one point for every $1.50 spent, which is a fairly competitive rewards rate. Furthermore, most people will enjoy the fact that this card comes with a low annual rate of $89, which (when compared to other rewards cards) is extremely low.
ANZ has also partnered with Qantas in order to bring select cardholders certain holiday mileage deals. If you’re looking for a card that’s truly flexible, this card offers many different kinds of rewards ranging from consumer purchases to some flyer options.
Bottom-Line: If you are looking for a card that will allow you to gain lots of purchase points, then the ANZ Rewards Visa Card is a great option. However, this card isn’t the card to choose if you are seeking to gain flyer miles.
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- ANZ Frequent Flyer Rewards Programme
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