Bendigo Bank Credit Cards
Bendigo Bank credit cards offer a range of options for consumers. With three basic credit cards on offer, customers are sure to find a card that matches their lifestyle. Which particular card will suit you best will depend on the way you use your credit card - for instance, whether you like to pay off your balance in full, whether you prefer to use a Visa, whether you like to accumulate rewards points, etc.
The different Bendigo Bank credit cards
The most popular Bendigo Bank credit cards are discussed below.
Bendigo Red Credit Card
This card offers up to 44 days interest free credit on purchases. The card offers a very competitive interest rate which is calculated from the statement date, and not from the date of purchase. The annual account fee is $45 and card holders are automatically enrolled into the Bendigo Rewards program.
Card holders earn 1 Reward Point per dollar spend on purchases, and 1 Reward Point for each dollar that is balance transferred. In addition, card holders can earn up to 6 Bonus Reward Points for each dollar spent at Bonus Partners. Card holders can redeem their Bonus points for a wide variety of Rewards. They can also use Flight Points to redeem their points for airline points.
There is no additional fee for being part of the Rewards Program. Additional cardholders can be added without incurring any extra fees, and there are no fees on cash advances made at Bendigo Bank ATMs.
Bendigo Basic Black Credit Card
The Bendigo Basic Black Credit Card is one of the Bendigo Bank credit cards that offers great value for money. The interest charged on the card is only 12.49% p.a. p.a. Cash advances and balance transfers both enjoy the same low interest rates. In addition, card holders can enjoy up to 44 days interest free on any purchases they make.
The annual fee for this card is a low $45. Additional card holders can be added at no extra cost. Interest is calculated from the date the statement is generated, not from the date of purchase. There is also a free 24-hour card assistance service for lost or stolen cards. Card holders also have access to many ATMs and Eftpos services, as well as access to Bendigo Bank phone and Internet banking services.
Bendigo Gold Credit Card
The Bendigo Gold Credit Card offers a number of lucrative features for cardholders. The salient features of this card include:
- Up to 55 days interest free on purchases
- Annual fee of only $85
- The option to earn extra reward points
- The option to add additional card holders at no extra cost
- Commission Free Travellers' Cheques
- Visa Emergency Services
- Visa Entertainment Services
- Travel Assistance Services
As you can see, the different Bendigo Bank credit cards cater to individuals who have varying lifestyles and different requirements from a credit card.
Low Interest Credit Cards:
| Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest Free Days | |||
|---|---|---|---|---|---|---|---|
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Australia\'s lowest MasterCard purchase rate credit card |
10.99% p.a. | 21.99% p.a. | 4.99% p.a. for 12 months | $69 | 55 |
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A low ongoing purchase rate and a low balance transfer offer for the first 6 months |
11.99% p.a. | 21.74% p.a. | 2.9% p.a. for 12 months | $99 | 55 |
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Combination of a low rate on purchases plus a low balance transfer offer for the first 12 months |
12.74% p.a. | 21.99% p.a. | $27 (Usually $55) | 0 |
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The perfect credit card for those who love to shop with a low ongoing purchase rate |
13.24% p.a. | 21.49% p.a. | 0.99% p.a. for 12 months | $55 | 55 |
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