It could be the world’s largest understatement to say that there are a lot of credit card offers out there. From credit card companies, banks, credit unions, private retailers and online offerings, it seems like you can’t go anywhere without running into at least a handful of credit card offers.
Sifting through them all to find the ones that will work best for you or even ones that aren’t a scam can almost become a full time job. There are plenty of credit card offers out there that simply are terrible- without comparison, though, how would one ever know the quality of that offer.
Competitive Interest Rates
Typically, with a low-cost credit card, you pay for that in the end with extremely high interest rates. With most competitor credit cards that offer a low annual fee, the interest rates are, to put it simply, unaffordable. To make up the cost of the low annual fees, most credit cards raise their interest rates to make up the difference.
The Circle Visa Credit Card is different- even with a low annual fee that can also be waived, the credit card maintains highly competitive interest rates. Yet another way the Circle Visa Credit Card puts you and your wallet first.
Low Annual Fee
The first thing Circle Visa Credit Card offers is the low annual fee. With most other credit cards, you are looking at anywhere from $50 to $200 or more for each year of use. Typically, the higher the credit limit, the higher the annual fee. The Circle Visa Credit Card ensures that your annual fees are as low as possible without sacrificing on essential features that make the card so competitive.
Rather than have an annual fee, the Circle Visa Credit Card instead offers a monthly fee, making the credit card extremely flexible depending on your needs. At only $5 per month, this means that even if you were to have the card for an entire year, that would amount to only $60 per year, still a very affordable annual fee should you like to think of it as that.
Interest Free Period
Another feature geared toward customers of the Circle Visa Credit card is what’s known as the interest free period on purchases. Typically, interest starts accruing the day the purchase is made. This means that a purchase made on the first of the month has all month to accrue interest, thus, meaning you pay more for that item that it was originally worth.
As a means to save you money and make sure you aren’t overspending, the Circle Visa Credit Card offers an incredible 55 days interest free on all purchases. This period is more than enough to make the payments necessary on the statement and never have to accrue interest on those charges.
High Limit
Many credit cards have a very limited range of credit limits. Typically the cost of the card is directly proportional to the credit limit. Very few actually offer any flexibility to fit differing needs.
With a minimum credit limit of $500 and an incredibly high possible maximum credit limit of $15,000. With a wide range of credit limits, this is an incredibly flexible card sure to fit your every need.
Visit www.circle.com.au Today For More Information And To Apply For Your Circle Visa Credit Card
