Citibank’s Clear Card is aptly named, since this card doesn’t come with any hidden fees or expensive rewards programs. Instead, the Clear Card includes a favourable percentage rate, stellar worldwide support, and an excellent rate on all balance transfers.
Clear Card cardholders also have access to some dining discounts and travel deals, though these are limited. While not a frequent flyer or rewards card by any stretch of the imagination, the Citibank Clear Card is an optimal card for everyday purchases and transactions.
Citibank Clear Card Highlights
- 15.99% p.a. interest rate
- on balance transfers
- Annual fee of $65
- FraudShield protection
- No interest on purchases for 55 days
- Add up to 4 extra cardholders for free
Citibank Clear Card members must earn up to $20,000 per year in order to apply for this card, but those that do qualify will enjoy the benefits of owning a card that’s as honest as this one is.
Details and Further Information
Essentially, you get what you expect when you sign up for the Citibank Clear Card (isn’t that how all cards should be?). The 15.99% p.a. interest rate applies to all cardholders, as does the on balance transfers rate.
The annual fee of $65 is minimal compared to other cards in its class, and the 55 day interest free grace period is a nice addition. While many cards will charge cardholders up to $20 per additional user, this users can gain additional cards free of charge.
Citibank’s FraudShield protection program keeps all suspicious purchases in-check, and a reliable customer service department helps to clear up any kind of confusion. Some may find that this card lacks any really catchy features, though this isn’t the goal of the Clear Card. Instead, Citibank is simply offering straightforward people a simple solution to expensive credit cards something that is achieved quite well.
Bottom-Line: Don’t choose this card if you want a frequent flyer or rewards credit card. If you want a clear credit card that’s free of any additional expenses, then the Citibank Clear Card is an appealing option.
Related posts:
- Citibank Clear Platinum Visa Card – Review & Application Details
- Citibank Clear Credit Card’s Interest Rates Go Down As Your Card Usage Goes Up
- Suncorp Clear Options Standard Credit Card – Review & Application Details
- Clear Credit Cards
- Suncorp Clear Options Gold Credit Card
- Suncorp Clear Options Plus Credit Card
- Suncorp Clear Options Platinum
