BoQ’s Affordable Card

Bank of Queensland has a notable Visa card for people to check out. This is the Low Rate card. It is a Visa card that is very affordable for people to use. In fact, you could even get this card to work for you for a very low cost if you pay everything on your card off on time.

Costs Are Low

A big point about BoQ Visa card is that it features some of the bets costs on the market. These costs are easy to afford:

  • The annual interest rate on all Visa purchases is 13.49%. This is several points lower than what BoQ offers with its other cards.
  • The annual fee on the card is only $55. This is less than half as much as the fee for other BoQ cards.
  • Cash advances can work with an easy to handle rate. The interest rate on all cash advances with the card is 21.49%.
  • There are no rewards offered on the card. This is actually useful because it means that the charges used on the card will be lower than what you would get out of cards that do offer rewards.

One of the most important points about keeping the costs on your card low involves paying things off on time. You can do this with ease when you use the Low Rate card. This is because you will have fifty-five days to pay off your charges before interest is added onto your card.

What Can Work?

You can use this card in any place where the Visa card is accepted. In fact, Visa is one of the most widely accepted credit card names in the world.

You can use the card to handle all types of purchases. These include online and phone transactions. This can be done as long as a retailer can accept Visa cards.

Your bills can even be paid off automatically with this BoQ card. This is provided that you use BPAY to get your bills handled and that the creditor that you are dealing with can handle BPAY transactions.

Payments Can Work

It is important to make sure that a credit card is paid off before its interest free days run out. BoQ understands this and has made it very easy for people to pay off their Low Rate cards. Payments can be handled through online or EasyPhone Banking services. These can allow customers to get their charges handled by phone or online.

The Easi-Pay feature from BoQ is also useful. This will allow people to make payments on their cards automatically. It is used to make it easy for people to pay off their debts.

Other Points

There are a number of other things that you should see when getting this card:

  • You can get balances on other cards outside of the BoQ family transferred to your new BoQ card. You can get these balances paid off with a rate that could be lower than the rates that your old cards had.
  • A variety of different designs are available. You can easily select from one of four different types of unique designs for your card.
  • The process for applying for your card is easy to handle. An application can be handled online, by phone or by contacting a local BoQ branch.

These are all great features of the BoQ Visa card that you should be looking at. The Low Rate credit card has a very impressive rate. It also has a lower annual rate than what you might find on some other cards. It is easy to use this card in a variety of different places as well.