The Family First Credit Union offers a huge range of financial products, including insurance, loans and financial planning. In addition to all of these services, they also offer credit cards.

The MyCard MasterCard is one of Family First’s best products. It combines low rates and rewards to deliver a great service to the members of this credit union. Let’s find out more about this flexible credit card.

What Type Of Fees Will I Have To Pay?

Being a credit union, Family First offers the most affordable and most competitive rates to their customers. The MyCard MasterCard was developed by Family First to offer customers the maximum amount of savings as well as really flexible terms. The combination of these two factors is what make MyCard the ideal card for your financial needs.

Unlike most other credit cards, the Family First MyCard gives you a variety of interest rates that you can have access to throughout the year. Other financial institutions will offer a set rate or an introductory period for a few months, but with the rates and variety from Family First, you will actually be able to benefit from the services that are being offered.

For example, Pay-Lite is a repayment product that allows you to be able to save more when you make big purchases, for example, your new fridge or an exotic holiday or perhaps a very high priced and unexpected medical bill. If you have a bill like this, you can call the MyCard Service Centre within 14 days and give them the details about the transaction. Then, the rate for your expensive bill will be reduced and you will be given monthly instalments for this transaction. This allows you to lengthen your repayments and not completely ruin your budget.

Does This Credit Card Offer Rewards?

Yes, it does! The Family First MyCard does not offer you more rewards, it offers you rewards more often. As such, in their reward catalogue, it will be very easy for you to find rewards that are well within your reach. The main thing that you will find in their catalogue, is practical rewards that will allow you to benefit from even more savings.

Their reward program works by giving you 1 reward point for every dollar that you spend. These reward points are not included with balance transfers or any cash advances. The rewards can then be collected until you have accumulated enough to redeem them for one of the many awards that are available to you.

These rewards include store vouchers, cinema tickets, family entertainment, sporting equipment, toys and even magazine subscriptions. There are so many gifts and rewards that you can choose from!

How Can I Benefit From This Credit Card?

The MyCard credit card is offered to you through the Family First Credit Union and from MasterCard. Because of this, you are able to take advantage of the excellent service that is offered by Family First and the acceptance of MasterCard. You can use your MasterCard to make a payment at your local petrol station, you can use it to buy an airline ticket over the Internet, and you can even use it to pay for lunch in San Francisco.

With a MasterCard from Family First, you will be able to have access to your money and to an excellent service, regardless of where you are in the world.