The Benefits
Hunter United Visa Credit Card is a full-service card and a member of the Visa credit card network. All Visa cards are eligible for Verified by Visa, which is an added level of online security for Visa customers who sue their credit card online.
Hunter United offers their credit card users interest free days, low annual fees and state of the art security and micro-chip technology. Hunter also offers credit card balance transfers.
Interest Rates, Fees & Charges
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
11.99% p.a. |
|---|---|---|
| Annual Fee | |
$59 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
16.99% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
No Interest Days
Hunter United Visa Credit Card has a remarkable feature ever offered by a credit card issuer, and that is no interest days. What that means to the card holder is if the balance is paid in full before the end of the billing period, the account will not be charged interest. If a balance is due at the end of the billing period and a purchase was made at any time during the interest free days time frame, interest will be charged for that item for the number of days that occur between the date of purchase and the end of the billing period.
An example is, if the no interest days are 55, and June 01 is the first day of the billing period, and June 30 is the last day, July 25 is the day payment is due on the balance. If a purchase was made on June 20, the credit card is only charged interest on 35 days if the balance is not paid at the end of the billing cycle.
Interest free days is ideal for the person who uses, and pays the entire balance every month, their credit card on a daily basis or who may have some big-ticket purchases in the very near future. The savings in interest charges every month just might add up to a tidy sum of money, and if the card user is going to take advantage of one thing, the balance transfer is the one to take advantage of.
Balance Transfer Rate
Hunter United Visa Credit Card offers new credit card customers the ability to transfer their existing credit card balances from up to two non Hunter United credit cards or store credit cards to the Hunter United Visa Credit Card. With a low promotional transfer rate for 6 months, the credit card user can pay down their credit card debt at a fraction of the cost if left on their old credit or store cards.
At the end of the promotional time period, any balance remaining will be subject to the Indicator Rate, also known as the purchase rate. If the balance transfer is paid off prior to the end of the introductory rate time period, any further charges to the card will be subject to the Indicator Rate.
Applying for the Balance Transfer Introductory rate
At the time of credit card application, the applicant has to apply specifically for the Promotion Transfer Rate, to be eligible for such an offer. The balance transfer amounts will be designated as purchases for the purpose of the Terms of the Hunter United Visa Credit Card and will be noted separately on the account holder’s monthly bill.
Current Hunter United Visa Credit Card holders cannot apply for a promotional transfer rate using their current Hunter United Visa Credit Card. They can, however, apply for a promotional transfer rate using non Hunter United Visa Credit Card and store cards.
The promotional transfer rate will begin the day the account is opened and run for 6 full billing cycles before the promotional rate period is over.
