On the contrary, Illawarra Credit Union now offers a compelling suite of credit cards sure to meet the needs of any financial situation or personal lifestyle. Featuring the Low Rate MasterCard from Illawarra Credit Union, you are sure to find the right card for you. Stay tuned as we take a look at some of the features available on the Illawarra Credit Union Low Rate MasterCard.
Two Options
There are two available options on the Low Rate MasterCard from Illawarra Credit Union: Gold and Silver. Many of the basic features are available on both versions of the Low Rate MasterCard, however the biggest difference being the annual fee and overall credit limit available on each.
As expected, the Gold carries both the higher annual fee and credit limit but both card options feature many of the same basic features we will be discussing today.
Credit Limits
As mentioned earlier, the Low Rate MasterCard comes in two varieties, the Gold and Silver, and each has their own respective credit limit, however the credit limit on each is extremely generous especially considering this is being offered from a credit union.
For the Silver option of the Low Rate MasterCard, the overall credit limit is $7,500. The Gold version of the Low Rate MasterCard, however, carries an immense $25,000 credit limit. Truly, a generous and amazing limit from Illawarra Credit Union.
Low Annual Fees
Illawarra is committed to offering their credit cards at the lowest possible annual fee. Though the prices for each the Gold and Silver version of the Low Rate MasterCard differ slightly, they are both still extremely low annual fees considering the suite of features included on each.
The Silver Low Rate MasterCard clocks in at $45 per year for the annual fee. The Gold Low Rate MasterCard will be just $85 each year for a very high limit and other wonderful features.
Additional Cards
Having multiple credit cards in a single household can be convenient, but when and if these cards each have their own associated account, record keeping and bill paying can become quite cumbersome quite quickly. As a means to simplify your life and your bookkeeping, Illawarra Credit Union offers additional cards at no cost.
For each of the Low Rate MasterCard, be it Gold or Silver, you are able to have up to four additional cards that each charge to the same account. This means everyone in your household can have their own card and receive only one statement to worry about each month. These are care available at no additional cost to you and can be canceled at any time.
Low Rate Balance Transfers
The best part about the Low Rate MasterCard is the convenience of transferring your current balance to the Low Rate MasterCard. For six months after approval, all balance transfers are subject to a very low 2.9% interest rate.
