The Queensland Police Credit Union began in June of 1964, so for those of you who don’t know them, they have been around for a while. The idea was to help police officers and others who serve us in the emergency care field. Since then, QPCU has become one of the largest financial providers in that professional sector.

In 2009, the QPCU achieved a 5-star rating for the Bluey Visa Credit Card and the Bluey Rewarder Visa Credit Card from Canstar Cannex, an independent research company. This is the equivalent of earning an award for “Best in the Market.”

In 2010, QPCU received a 5-star rating for four of their home loan packages from the same research company. At the same time, two other packages received the rating along with the Bluey Credit Card for two years in a row.

So, as might guess, the low rate Visa card is considered favourably in the banking business.

What Are the Features of the Bluey Visa Card?

Because of the top rating of the Bluey Visa for two consecutive years, it is obvious that those who know the most about credit programs consider it a great value and worthy card to possess. The Bluey Visa is one of the best credit available, and here are some of the reasons why:

  • the card is designed for everyone, offering credit limits ranging from $1000 to $25,000
  • the Visa is accepted in any country in the world
  • if you use the card often, there is no annual fee*
  • the interest free grace period is 55 days
  • offers a low interest rate

Rates are subject to change, but the current a.p.r. on the Bluey Visa Card is a low 12.74% and the Rewards Visa is 15.74%. This is as much as 7% less than you can expect to pay with some of the competition credit cards.

You don’t suffer with the services you get from the QPCU Bluey card either. Online banking is a standard for many customers, and your online security is handled for free by Visa.

* There is a $25 annual fee for those who use their cards sparingly. If a customer charges at least $8000 per year on the card, QPCU will make a contribution of $25 toward the annual Bluey Card fee, so there is no cost to the card holder.

Using Your QPCU Bluey Visa Card

From the humble beginnings of QPCU over 45 years ago, the credit union has developed all the special banking features you would expect from the larger organisations. Because everyone enjoys the functionality of online banking, QPCU has developed one of the best online services in Australia and the world. You can find out whatever you need to know about your Bluey Visa card in just moments, with up to date postings of all your transactions.

When there is no access to the Internet, a phone call is all that is necessary to find out anything you need to know. If you shop in retail stores or online, you have the same security features and peace of mind.

Much the same as with other credit cards, you do not receive any free interest days with cash advances, balance transfers or cash withdrawals of any kind. If you have balances remaining from the previous month’s statement, there are no interest free days.

Comparing the majority of credit card interest rates, the QPCU Bluey Visa is a low interest credit card that you may want to look into for savings on your credit card purchases. A low interest no fee card accepted worldwide with 55 interest free days and flexible credit limits to suit your needs – the QPCU Bluey Visa fits the bill.