Having a Choice with Macquarie Credit Union

It is always nice to have a choice of financial products such as credit cards from an organization that you can trust. When you are dealing with Macquarie Credit Union, this is exactly what you get. They believe in offering you great products for low interest rates that make your life easier and more convenient. These cards give you the option of making purchases or accessing cash in thousands of locations across the globe without any hassle.

Macquarie Credit Union Visa Card

This is the perfect card for you if you don’t want a hassle and if you don’t want a lot of extra features – just a good and stable credit card that is practical. This one gives you great value for your money and your time. While there are several wonderful features to this card, there are the top three:

  • You receive 55 interest-free days on all of your purchases made with this card.
  • The standard variable interest rate is lower than the competitive and is consistent in its lower rates.
  • You receive six months at a special introductory interest rate on your balance transfers which allows you to save money and to pay off your debts faster.

Extra Advantages

Aside from these three major benefits, there are other advantages that you receive when you use this particular card. The annual fee is very low at $15 – this is much lower than most other cards – and there is no additional charges for extra cards that you may need. The interest is calculated on a daily basis but it is charged by the month.

You can use this card at various ATMs and EFTPOS around the globe. You can use it as a charge card but you can also access cash advances through it as well. You are advised to check out the international cash advance charges or currency exchange fees. You can activate the card through Internet banking, and it does have the Visa chip in its design.

Macquarie Credit Union Visa Debit Card

This is the solution if you need an alternative way to make payments but do not want to incur any debt. This card is attached to any transactional account and you can use it to make purchases or payments with your own money. Because you are using your own money you do not pay any interest but you can arrange to have an overdraft available. There is also no annual fee on this card. You can use this card at ATMs, EFTPOS systems, and you can activate it using online banking services.

Macquarie Credit Union rediCARD

This card allows you to access your savings account at any time of day or night through the ATM or EFTPOS systems that are located throughout the country of Australia. Aside from accessing cash at ATMs or making purchases at the EFTPOS terminal, you can also deposit or withdraw funds using the Bank@Post outlets. There is no annual fee to use this card, you can select your own PIN and Internet banking is available.