Start Earning Your Rewards

It is always great to be rewarded for all of your financial transactions. MyState Financial understands this and has introduced a new MasterCard that you can use to get these great rewards. This is the Rewards MasterCard.

The Rewards MasterCard will provide you with a series of easy to earn rewards. You can get points that can work towards rewards when you spend with your card. You will get one point for every dollar that is spent on your card.

What Can You Get?

The rewards that you can earn out of this MyState Financial credit card are very useful. MyState Financial has more than three hundred different rewards available for all of its customers to use. You can get such things as:

  • Cash back on all of your purchases
  • Discounts at a variety of retail stores
  • Free gifts for varying occasions
  • Travel discounts; these include discounts on air travel and hotel accommodations
  • Additional discounts for Qantas flights can be earned; this is provided that you have a Gold card and that you link it with a Qantas rewards account that you have
  • Electronics items
  • Things for kids

Silver Or Gold?

This MyState Financial card, like other MasterCard credit cards from the bank, works in three different forms. These are the Silver, Gold and Gold with Qantas Rewards cards.

The Silver MasterCard will be available to you if you have a minimum annual income of $25,000. It will cost $45 per year for this card.

The Gold MasterCard will work for you if you have an income that is at least $35,000 in a year. The credit limit on this card can also be higher than what you would get out of the Silver card. Also, you will have to pay $85 a year for it.

The Gold edition can work with Qantas Rewards. This is where you can earn miles towards free and discounted flights with Qantas. You can easily link your current membership member with Qantas to your card if you already have a membership number with Qantas. An annual fee of $118 will apply on this version of the card.

Protection Is Available

There are many different features that can work with your protection needs in mind.

  • The Fraudshield service will monitor your card and report back to you in the event that any questionable actions are found on your card.
  • Travel insurance for international holidays is available on your card. This insurance will be free to use.
  • Purchase cover is included on your card for free.

General Features

There are a number of essential features that should be considered if you want to get this MasterCard to work for you. These features include the following:

  • A 19.49% interest rate for all MasterCard purchases
  • Fifty-five interest free days; you can pay off your balance during these days and avoid dealing with interest additions if you pay everything off on time
  • A 20.24% interest rate for all cash advances
  • A 2.9% interest rate on balance transfers; this rate will work for the first six months that you have the card for
  • Additional cards can be added to your account for free
  • Your account can be reviewed online or by phone; you can also check with your local MyState Financial branch for additional assistance with your account

Be sure to take a look at this card from MyState Financial when looking for something that you can afford to handle while earning rewards at the same time. You can use this Rewards MasterCard to get points towards a variety of special things. You can even use this to get free Qantas flights. The rates on the card are also great to see.