Get the Most with the Police Credit Union Cards

Almost every financial institute offers credit cards to the public and even other companies that are not generally associated with this field. The Police Credit Union is one of the organizations that not only has credit cards available but they offer a lot of benefit to the card holder and to a greater extent than many other companies. This can be seen through the PC Visa Credit Gold card that they have.

The PC Visa Credit Gold

This is just another one of the great credit cards that the Police Credit Union offers. This one has great rates and other benefits but it holds perhaps a higher level of flexibility and service. It is a nice solution for you if you need a higher credit limit and if you tend to travel internationally, amongst other things.

The Benefits

There are a number of different benefits that you can receive when you use this particular card. Here are some of those that you can look forward to.

  • You are only required to pay a low annual fee of $50 per year on this card to use it.
  • There is a special introductory interest rate of 6.95% per annum. This is a fixed percentage for the first six months before it reverts to its standard interest rate.
  • The standard interest rate sits at 16.95% per annum which is still much lower than many competitors.
  • You receive up to 55 interest-free days on your purchases.
  • There is a great flexibility in terms of credit limits with this card and it ranges from $5,000 to $30,000.

Other Features

PC Cash Back Rewards Program: With this program you are rewarded for your spending. Every time you make a purchase with this card, you earn points that you can redeem for various prizes.

Purchase Protection: When you use this card to make your purchases you are given free purchase protection coverage which means that any items purchased with this card that are broken or stolen within 90 days are replaced or repaired with no charge to the card holder.

International Travel Insurance: You receive free coverage for international travel insurance not just for you but for your spouse and any dependent children that you might have.

Balance Transfer: You can take even more advantage of the great rates that this card offers when you transfer up to two credit card balances that you have on other cards. It is like a type of consolidation for your debts and you make only one monthly payment. Through this you can save a lot of money and you can reduce your debts faster.

24 Hour Access: You can use your card or access your account at any time of day or night. You can use the Rapid Response system or through pc.easynet for various services.

Online Application

You can easily apply for this card by going to their website and using their online application form. You will receive a response rather quickly to your application. In the event that you want to increase or decrease your limit at any time, you can visit a local branch of Police Credit, fill in the credit limit application form and mail it to Police Credit or call them at 13 63 73 and talk to a professional employee.

In the case that you either want to add card holders to your account or you want to transfer a balance, you can do this through visiting a local branch of the Police Credit Union, filling in an Additional Cardholder/Balance Transfer request form and mailing it to Police credit or calling them at 13 63 73.