The Police Credit Union Credit Cards Over All Others

There are many different credit cards available to different interested applicants but when you want something that is a little cheaper to keep and maintain, you need to do a little extra research, at least under normal circumstances. With the Police Credit Union credit cards, you don’t have to look very far to find what you are looking for if you want to save money. In choosing cards from this particular credit union, you can stand to save a lot of money in the interest alone, not including the other benefits received.

The PC Visa Credit Silver

One of the credit cards that the Police Credit Union offers is the PC Visa Credit Silver. This card goes above and beyond what many other cards have to offer and it is fit to suit many different individuals from a variety of situations.

The Benefits

There are several benefits that you can take advantage when you use this particular card whether it is for carrying a balance, for an alternate method of payment or for reducing debt. Here is a look at some of those benefits.

  • You are not charged an annual fee.
  • You are given a special introductory interest rate that is fixed at 6.99% per annum. This rate lasts for six months.
  • The standard interest rate after the introductory period has expired is a low 11.95% per annum which is still much lower than most other cards available.
  • You receive up to 44 interest-free days on any purchases made with the card.
  • There is great flexibility in terms of the credit limits permitted as you can apply for amounts between $1,000 and $10,000.
  • For those of you who would like to balance a transfer to reduce your debt, you can make up to two credit card balance transfers and take advantage of the low interest rate. You save a lot of money in doing this plus you only have to make the one monthly payment.
  • You can shop online and feel safer about your transactions because the card has the added Verified by Visa security feature.
  • You have 24 hour access to your account with Rapid Response and pc.easynet.

Increasing or Decreasing the Limit

The PC Visa silver can be made suitable to your lifestyle in a variety of ways. One of these is by allowing you to apply to increase or even decrease your credit limit. While increasing the limit might be on more people’s minds, for those of you who want to reduce debt, decreasing the limit might be more important. In either case, you have the freedom to do this and here are your options in how to accomplish these tasks.

  • You can choose to fill out the credit limit application form and post it to the Police Credit Union.
  • You can call the Police Credit Union at 13 63 73 to speak to a representative.
  • You can visit a branch of the Police Credit Union and speak to a professional there about your current credit limit and the one that you wish to have.

Making Balance Transfers or Adding Card Holders

For those of you who either want to make a balance transfer or want to add a card holder to the account, you have the following options available:

  • You can choose to fill out the Additional Cardholder/Balance Transfer Request form and proceed to mail it to the Police Credit Union.
  • You can call the Police Credit Union at 13 63 73 to speak to a representative.
  • You can visit your local branch of the Police Credit Union and speak to professional concerning your request.

Saving Money with Great Rates

There are millions of people that want to save money and if you want to get ahead of your own budget while still using a credit card, this is the one to consider. With a great low interest offer of 6.99% per annum for the first six months, you can’t go wrong. You can save hundreds of dollars with this alone. Then the low interest continues with the standard rate of 11.95% per annum.