Getting the Low Rates

For many people, saving money is a big thing and credit cards tend to eat up a lot of extra money that a person might have or even funds that a person doesn’t have. If you are one of these individuals who are looking to save money then you may want to start looking in another direct towards a low interest rate credit card. Having the right low interest rate credit card saves you a lot of money in the long run and can help you to pay off existing debt faster.

The Low Rate Visa from SCU

SCU offers you a great solution if you don’t want to pay the high interest rates that many credit cards have. They are offering you a way to save money and to reduce debt with no hassle.

The Benefits

There are several key benefits that you can have if you use this low rate Visa card from SCU. The following are some of these benefits that can make your finances a little easier.

  • This card has a low interest rate of 10.49% per annum. This is much lower than many of its competitors.
  • You can easily transfer balances from other credit cards to take advantage of the lower interest rate. In this way you can save hundreds or even thousands of dollars not to mention you can pay down your debt much faster.
  • When you apply for this card, you receive your answer within 24 to 48 hours. They do not waste your time waiting for your approval.
  • This card is accepted all around the world. This makes your life very convenient because you don’t need as many cards if you travel internationally.

Other Features

Aside from the benefits that have already been mentioned there are some features that are quite important to the card as well.

  • There is a low annual fee of $30 to pay each year for the use of the card.
  • You receive 55 interest-free days with your purchases thus saving you even more money.
  • The interest is calculated daily but charged on a monthly basis. You will see the amount of interest charged on your credit card statement.
  • You have access to various ATMs and EFTPOS terminals throughout the world for purchases or to make cash advances.
  • You are able to select your own PIN helping you to remember the number.
  • You have access to Internet and telephone banking as well as to Bpay.

Applying for the Card

You can easily apply for this credit card online at the SCU website. You will need to know your personal information about your income and other such things. SCU does not waste your time and will not keep you waiting for longer than necessary with their response.

Security

The website for which you can apply for this credit card is completely secure and all of your information is confidential. Aside from SCU keeping you safe, when you receive your card, there are certain things that you can do to keep your card safe.

Keep your card in a safe and secure place at all times. Ensure that no one can see your PIN when you are using your card at ATMs or EFTPOS systems. If you see a charge on your statement that you are suspicious of, contact SCU right away. In the case that your card is ever lost or stolen, also contact SCU immediately.

It is of the utmost important to keep your credit card and personal information safe and SCU does what it can to help you with this and offers you more information regarding the safety and security of this card at their website.