Reaping the Rewards

There are many different places that have incentive programs, loyalty programs and other such rewards programs and they are all used with basically the same motive – to keep you as a customer. Some of these programs are better than others but there are those that really show that the organization appreciates your using their services. This is what the Security Credit Union does with their rewards program. They offer a wide variety of rewards for using their card as you earn more points. It is very easy to earn points with their simple plan that for every dollar you spend with the card, you earn a point.

The Rewards In-Depth

The Security Credit Union believes in giving you a lot of choice with the rewards that are available and that is part of the way that you can tell that they do appreciate your using their credit card. They have over 300 different rewards that you can choose from that are grouped into a variety of categories.

  • Cash: There seems to be less cash floating around these days but when you use collect your reward points with this card you can use them as cash against your balance or against your annual fee. In this way you can see more cash stay in your wallet.
  • Gifts: There is a variety of subscriptions that you can choose from as well as books, wine and many other types of gifts.
  • Gift Cards or Vouchers: If you don’t see what you want you can opt for a gift card or voucher from various stores such as David Jones, Myer, Kmart, Target, and Harvey Norman, amongst others.
  • Travel: You can use the points to book flights and accommodations by utilizing the Card Services Take Flight program.
  • Airline Partners: You have the option of transferring your points to one of the airline partners just as Virgin Blue’s Velocity Rewards or other types of programs including Singapore airline’s KrisFlyer frequent flyer program. This gives you more flexibility on where you want to go.
  • More Rewards: There are even more rewards than those mentioned and to have a look at what is available you can simply go online and visit their website, www.cardservicesdirect.com.au/rewards.
  • Qantas Rewards: You can also enrol in the Card Services Qantas Rewards to have your points automatically transferred to the Qantas Frequent Flyer account under your name. All of your points this way will be added to your account and you will see the numbers add up when you check your monthly statement.

Other Benefits of the Security Credit Union Rewards MasterCard

Aside from the actual rewards that this credit card has to offer, there are a number of other benefits that you can receive when you use the Security Credit Union Rewards MasterCard. These benefits include the following:

  • You can transfer balances from other debts onto this card and save on interest with a lower rate of 4.9% per annum for the entire life of this transfer. Through this, you can save hundreds and even thousands of dollars not to mention pay off your debt faster.
  • There is only a small annual fee to pay to use the card. The fee is $45 for the Silver and $85 for the Gold card.
  • The annual interest rate is kept consistently low which makes it more practical for those who tend to carry a balance.
  • You receive up to 55 interest-free days on your retail purchases when the card is used.
  • You can receive up to four extra cards for no charge. This way you can share the benefits of these cards with your family members, loved ones and friends if you wish while also collecting rewards points.
  • There is plenty of flexibility with these cards in terms of credit limits. These limits range from anywhere up to $7,500 for the Silver card and up to $25,000 for the Gold Card.

Applying Online

You can apply for this card the easy way by going online and visiting the Security Credit Union’s website. The form is simple you do not have to wait long for your response.