This MasterCard has a great range of benefits and services that will be perfect for a lit of customers. Lets look at some of the features that this credit card has to offer.
What Type Of Fees Are There For This Credit Card?
The Shoalhaven Community Credit Union MasterCard is designed to fit within the budgets and lifestyles of its customers. As such, the annual fees and rates that are associated with this card are made very competitive and affordable.
In addition to low annual fees and interest rates, there is a great balance transfer option that is available. Balance transfers are a good idea for people who currently have outstanding credit card debt. They allow you to take your unpaid balances and transfer them to an account that offers a lower fee – such as the Shoalhaven Community Credit Union MasterCard. Then you can pay your outstanding balances off at the great low rate that is offered. By having a low interest rate, you will be able to minimise and even completely pay off your outstanding credit cards a lot faster because you will not have as much interest to pay and your payments mainly go towards your debt.
If you want to add another card to your account, you can do so for no additional cost. This is a really great option for you, if you want to give a card to your spouse.
Are There Rewards With This Credit Card?
Yes there are! You actually get the choice between two great reward options. You will receive 1 reward point for each dollar that you spend. Unlike a lot of other financial institutions, your reward points with Shoalhaven will not expire!
For Silver card holders, there is the choice between hundreds of items and also benefits such as:
- Cashback, which can be put towards your outstanding balance or can be used for paying the annual fee for your card
- Take Flight rewards allow you to travel with any airline, train or cruise. It is also available for hotels and car hire
- Shopping vouchers can be redeemed for your favourite stores, such as Kmart, Target or David Jones
- Electronics can be redeemed for your home, this includes white goods, iPods or cameras
Gold card holders will have these options plus the added option of choosing to transfer their reward points to the Virgin Velocity program or to the KrisFlyer program from Singapore Airlines.
What Are The Benefits Of Having This Credit Card?
With the Shoalhaven Community Credit Union MasterCard, you are not just getting a flimsy bit of plastic. You are getting a product that allows you to make purchases throughout Australia, across the globe and on the Internet.
In addition to this, you get the great customer service that comes with being a member of the Shoalhaven Community Credit Union. There is 24 hour customer service that is available to you from the Card Member program. You also get access to your account information both online and via telephone.
