Why Bother Applying?
When it comes to the reasons that could convince you to open an account with this financial institution and become an active part of this program, you should firstly know that the interest rate included in this program is one of the most competitive ones you will ever find on the market and is only evaluated at 13.35%. In this way, you will be provided with the chance of saving some serious money you would have otherwise paid for other rates, which are significantly bigger.
In addition to this, the low annual fee is another important reason that points out to the fact that this program is a truly amazing one. For example, if you choose to apply for the silver version of the Low Rate MasterCard program, you will only need to pay $45 for every single year of your contract, whereas for gold the fee associated with it is only $85.
And this is not all, because there will also be an interest free period of 55 days, which you will also enjoy using. This means that during the promotional period you will be able to make as many purchases as you want without being charged any type of interest for them at the end of the year.
Finally, in order to make things more comfortable for you, the credit union thought that it would be a good idea to provide you with the chance of linking up to four extra credit cards to your account. In this way, you will only have one statement for all of your funds and you will enjoy an extra level of comfort when it comes to your finances.
Gold Extension
If you can afford to pay for the gold program, then you are definitely advised to do so, since the extra features included in it are not to be ignored. For example, you will have complementary travel insurance included in your account, including for the situations when you choose to travel overseas. In this way, you will no longer need to worry about finding the necessary funds for the financial trouble a baggage loss can cause you, for example, and you will always be provided with a full refund in case this happens.
Furthermore, with the gold program you will also benefit from cover for your purchases. In this way, if one of the items you buy with the credit card is broken, you can have it fixed at no additional cost provided that you signal this problem within three months from the day you made the purchase and you provide the receipt as evidence.
Conclusions
Because of all these important features and because of the fact that with a credit union you will be provided with some advantages that could never be offered by a bank, since such an institution only focuses on maximising the level of profit, you will most definitely want to apply for something different. And the Low Rate MasterCard program from United Community is the perfect starting point you can get. Therefore, make sure you use the information presented to you in the lines above wisely, because they will help you out.
