The Queensland Country Credit Union Visa card allows you to shop in 170 countries around the globe and has 29 million merchants who accept your card. When you need to use an ATM, you have over 1.4 million possible locations to swipe your card. Wherever you go and for whatever reason, you have the secure feeling that you can use your card. Because you have a Visa, you know that there is no other card in the world with as many fellow card holders.
Why You Should Get a Queensland CCU Visa
Many credit cards purport to have low interest rates and many services, but the Queensland Country Credit Union Visa delivers. QCCU understands that everyone is not the same and what one person likes is not necessarily what someone else might want. For that reason, they offer different card designs that fit the individual tastes of the community. You can even get Broncos and Cowboys to represent your National Rugby teams.
Some of the great features of your card are:
- a rewards program that is unlike any other
- additional card holders added for free
- only $39 in annual fees for the basic credit card, and an additional $19 covers the Rewarder program
- 55 interest free days to pay for purchases
- a low per annum interest rate of just 13.20%
Not many low rate credit cards feature a rewards program in the first place, and even when they do, it can be complicated to get any good from the points that a card holder accumulates. Often the only reward items that can be purchased with the cash redemption of the points are items that no one really wants.
There is no waiting to get vouchers in the mail or spending months to get credit for the points you earn from purchases. When you make purchases for anything with your card, points are credited to your account, and there is no reason to shop in a few particular places and have to buy certain items to get credit. When you have enough points, simply put them toward any purchase you make using an EFTPOS terminal that can be anywhere in Australia. In other words, points convert to actual cash you can spend!
Many other rewards programs have a much higher yearly fee attached to the use of their credit cards. The QCCU Rewarder card only costs $58 per year, which you can easily compensate for if you spend as little as $725 per month. Anyone who spends an average of $2000 per month with their QCCU card earns $160 per year to spend anyway they choose.
Visa keeps you in touch with special offers through the Entertainment program. As a Visa card holder, you only need to go online to the website for Visa Entertainment to find out about pre-sales of tickets for many of the events that interest you. When you sign up online, you will receive notifications in your email of engagements that many people will not know about.
QCCU welcomes balance transfers from other credit cards. You may bring in your last statement to a Queensland Country Credit Union and the helpful staff will arrange the transfer for you, or you can handle the same business online by completing a BPay.
