The Wide Bay Low Rate MasterCard – Saving You Money

Some people don’t mind paying extra in the interest and annual fees for rewards programs, even if they rarely use them. Some power spenders even manage to make a good deal of savings based on their rewards because they use them constantly. Some of us, however, just want a basic credit card that will give us fair, low rates with none of the added rewards that come with more expensive cards. If that describes you, then check out what the Wide Bay Low Rate MasterCard is going to give you, for some of the lowest credit card rates around.

Fees, Rates and Charges With Wide Bay Low Rate MasterCard

Always remember when you’re comparing credit cards that the most important thing is the interest rates and the other money you’ll be spending on the card. Before you even look at features and benefits, you need to know that you can afford it. Some features and benefits may make it worth it to pay a little extra, but before you even get excited you need to know what you’re going to be getting. So, let’s check out what it’s going to cost you for this card -

  • Transfer your higher interest credit card debt to you Wide Bay Low Rate MasterCard and enjoy a 4.9% p.a. balance transfer rate for the first six months, which will then revert to the Cash APR…
  • Which is 17.35%, and there’s no interest free period, so be careful with cash advances and your balance transfers.
  • The Standard Variable Rate for new purchases is just 13.35% p.a., which can save you a significant amount of money if you regularly carry a balance, but if you don’t…
  • You’re going to enjoy 55 days interest free on your new purchases so long as you pay your balance in full each month!
  • The annual fee is just $55 for Silver and $99 for Gold cards.
  • You can get up to 4 additional cards, each costing $10 a year.

Those really are some of the lowest rates in the industry, and the interest free days make it easy to avoid the interest rates anyway – so let’s see what they’re offering in the way of features.

Features And Benefits Of Your Wide Bay Low Rate MasterCard

While there is no Rewards program, that doesn’t mean your card is bereft of benefits. Every card has something to offer above and beyond just being a line of credit. Let’s see what you get with this card.

  • An interest free period of 55 days can save you a great deal of money in interest fees.
  • Credit limits are up to $7,500 for the Silver Card or $25,000 with the Gold Card.
  • Your card is accepted at more than 22 million locations around the world, 700,000 of which are in Australia.
  • Photograph identification embedded in the card adds more security to your card.
  • Many of the purchases that you use your MasterCard to buy are going to be covered up to 90 days against loss, theft or any incidental damage – no matter where you are in the world.
  • With the Gold MasterCard, you’ll enjoy a variety of free insurances, such as International Traveler’s Insurance, Emergency Travel Assistance and Transit Accident Insurances. These can save you a great deal of money in the case of medical emergencies, loss of property, damages and many other things that can come up.
  • There’s much more that we couldn’t cover in this article, remember -