CUA Credit Cards
When you use CUA credit cards the right way you have an endless amount of possibilities. You can get a new wardrobe, buy extra groceries or pay for a trip overseas without having to use any of your savings.
CUA Credit Cards
CUA offers two different credit cards, and which one of these CUA credit cards you choose will be based upon personal choice only, since they are both great.
Low rate MasterCard
If you are looking for a straightforward and simple card without any hidden conditions then this is the card you should be looking at. It offers a low rate of 20.24% p.a. on purchases, which is very competitive when you look at other cards. Credit limits are very generous on CUA credit cards with limits up to $7000 on a silver card. If you feel that you would qualify for a Gold card, the limit it can go as high as $25,000. You can get free additional cards and pay low annual fees by applying for and getting accepted for this card. You also get free stolen and lost card replacement within 48 hours if you are overseas, and within 24 hours regionally. You will also be given a security guarantee that offers free protection and insurance for damaged, stolen and lost purchases. Claims must be made within three months of purchase.
Rewards MasterCard
This is an everyday card that offers rewards for its cardholders. It is a simple program that offers one point for every dollar that is spent and these points never expire. Nothing too complicated about that!
The gold and silver rewards program gives you the choice of over 300 different items to redeem your points on. These items include:
- Shopping vouchers at Kmart, target, David Jones, Myer and many more.
- Your choice of electronics including mobile phones, cameras and iPods.
- Travel rewards including flights, hotels, trains, cruises and hotels.
- Cashback to help pay off an outstanding balance on your card or to help cover your annual fee.
- Gold card holders have the option of transferring their Card Services over to KrisFlyer and Velocity points.
Both of these CUA credit cards should be considered when you are looking for a simple card only. It is hard enough to understand all the complexities of credit card use without having to also deal with a complicated card. Keep it simple and get a CUA card today.
