What Makes This Program Different?
One of the most important differences between the programs offered by Heritage Bank and other similar ones you can find on the market is the promotional interest free period. This is a very important feature and will allow you to make purchases for almost an entire month without having to pay more than you actually spend. In this way, you will be able to save some serious money in the long run and use it for some other purposes.
Furthermore, in addition to the promotional interest free period, you will also benefit from a special interest rate which is valid for the first 13 months of your contract. This rate is currently estimated at 8.95%, which is a very low one compared to other products on the market. Moreover, after the first 14 months the rate will only go a little over 16%, also providing you with the chance of saving.
Because of the fact that this product was designed especially for people with a very good financial situation, the limit of your credit makes no exception from this rule. As a consequence, you will be able to extend it up to an impressive amount of $50,000. This should be really enough for every one of you financial goals for the near future and will most definitely help you achieve your expectations in the shortest time possible.
What is more, the monthly repayments are only evaluated at 5 percent of the total outstanding balance, or $30, if the latter is greater than the first one. And, on top of all, your overall shopping experience and comfort will also be increased, since you will be provided with the opportunity of linking the credit card provided to you after signing the contract with any other financial account you might own. Therefore, every time you go shopping you will only have to carry a single card with you.
Visa Exclusive Features
And if you thought that these were all the advantages, you were completely wrong. This is because after you sign with Heritage Bank you will also become a Visa customer. And because Visa is one of the most important brands in the financial industry, the rewards could not miss. First of all, you will be able to customise the appearance of your credit card by accessing the website of the program. You will just have to upload your favourite photo and re-size it, and you will then be provided with the chance of carrying your memories with you, right in your pocket.
Next, you should know that whenever you travel you will be provided with full access to your funds, regardless of your final destination. This is because there are thousands of locations and outlets which will accept your Visa credit card for any type of transaction you might choose to make. Therefore, you will always feel flexible when using your card overseas and chances of encountering a problem with your funds while you are gone are very low, so you do not need to worry.
