What Are Your Advantages?
One of the most important benefits made available for every customer is the 25 days interest free period, during which you will have the opportunity to spend as much as you want, without having to worry about a possible interest fee applied to your account and about the fact that you will have to pay more than your budget allows you to.
Furthermore, another important aspect is that during the first 13 months of your contract you will benefit from a promotional interest rate, evaluated at 8.95%. This is most definitely a great way to save some serious money and use it for the financial objectives you might set for the near future.
And this is not all. Because this is a gold program and is designed especially for customers with higher financial expectations and a level of income that is more than satisfactory, you will be able to extend the limit of your credit to a sum that is equal to $50,000. This amount should be enough for any financial goal for the near future and is an extra reason for choosing this program.
Not to mention about the fact that you will only have to pay 5 percent of your balance on a monthly basis, or $30 if the first one does not exceed this sum. In addition to this, your overall shopping experience will be a much more comfortable one because of the opportunity to link the credit card provided to you after signing the contract with any other regular bank account. As a consequence, you will only have to carry a single card in your pocket or wallet every time you decide to shop.
How Much Will You Have To Pay?
When it comes to the fees that are going to be applied to your Heritage Bank account, you should know that the Gold Rewards Credit Card program comes with a higher annual fee, because of the extra features provided to you as a customer. Therefore, you will have to pay an amount of $90 every year for the usage of this program.
Moreover, this sum can increase if your purchases exceed $20,000 in a single year, but the difference will not be very big and you will definitely afford paying for it.
Visa Exclusive
Because you will become the lucky owner of a visa credit card right after signing the contract, you should also know that there are a great number of extra features designed for customers like you. First of all, there is the Visa Entertainment program, which will grant you access to tickets for a great number of exclusive events, ranging from movie premieres to concerts organized in every important city of the country.
Next, if you want your funds to be very secured when you are using your credit card online, you should also sign up for the program known under the name of Verified by Visa. After this, you will be able to set an extra password for your account and prevent anyone from stealing funds with online fraud methods.
