A low interest credit card gives you freedom because you are not stuck paying high interest on purchases like other cards. And, if you are someone who is not able to pay off your balance each month it is better idea to have a credit card with low interest to help to keep the interest fees down. There is no sense in paying more than you need to when there are options out there that can help.
Featured Low Interest Credit Card
Get your hands on a St.George Vertigo Mastercard. Enjoy a great balance transfer rate, and a low ongoing interest rate. Find out why this is one of the most popular credit cards in Australia!
- $55 annual fee
- 13.24% p.a. on purchases
- 0.99% p.a. for 6 months on balance transfers
- Cash Advance Rate of 21.49% p.a.
- 55 days interest free
- Minimum Income Requirement of $15,000 p.a.
The Best Low Interest Card
An excellent low interest credit card on the market right now comes from St.George Vertigo MasterCard. Look at some of the features that they are currently offering.
- A extra low 2.99% p.a. for 6 months when you make purchases which goes to an also low after the 6 months expire
- Low annual fee of $55
- Balance transfers can be done at 0.99% p.a. for 6 months
- Entrance into St.George’s Instant Benefits Rewards Program
- 21.49% p.a. p.a. when you take out cash advances
Other Excellent Offers to Consider
While St.George is offering an super deal at the moment, there are others that are worth taking a look at, as well. Aussie MasterCard One of the best features of this credit card is its lengthy interest free period.
- 2.99% p.a. for 12 months when you make balance transfers
- Low interest rate of 9.99% p.a. for 12 months (reverts to 13.29% p.a.)
- Low annual fee of $49
- 55 days of no interest
Bankwest Lite MasterCard If you are looking for a great balance transfer rate, Bankwest Lite may be the answer.
- 4.99% p.a. for 9 months on balance transfers
- Low annual fee of $49
- 0% p.a. for 6 months (reverts to 10.99% p.a.) p.a. on purchases
- 55 days of no interest
Citibank Clear Platinum Visa A low annual fee and great balance transfer offer are prime features on this card.
- 0% p.a. for 12 months with 3% handling fee when you make a balance transfer
- $99 and for the first year, you save $50
- 55 days of no interest
- 11.99% p.a. p.a. on purchases
As you can see from the many offers available currently, you have the luxury of shopping around for a great low interest credit card. Once you find the best one for you, you are well on your way to saving money and make progress on your financial plans.
