For the big spenders! Sure you might pay more of an annual fee, but platinum credit cards more than make up for this with their rewards programs.

Platinum credit cards are for the VIP level cardholders who demand the highest level of privilege, class and benefits from their credit cards. Platinum cards open the doors to the full menu of features offered by your credit card (concierge, travel and purchase insurance, rewards programs, exclusive discounts) as well as some unique, high-end perks (chauffeured rides to the airport, airport lounge access, free travelers cheques). Platinum credit cards offer the very best in rewards and benefits.

Westpac 55 Day Platinum Card

Featured Platinum Credit Card

Not only will you get a great low rate on purchases and balance transfers, you will also get platinum benefits such as concierge service, plus much much more

  • $0 annual fee for the first year ($130 thereafter) annual fee
  • 1.9% p.a. for 12 months (reverts to 19.59% p.a.) on purchases
  • 3.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • 55 days interest free


Read the Westpac 55 Day Platinum Card terms and conditions.

Platinum Credit Card Comparison

  Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Interest Free Days  
ANZ Platinum Credit Card
ANZ Platinum Credit Card		 0% for 6 months (reverts to 19.39% ) 20.99% 0% for 6 months $0 annual fee for the first year ($87 thereafter) 55 days Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card		 0% for 6 months (reverts to 20.74% ) $149 55 days Apply Now For The American Express Platinum Edge Credit Card Read More About The American Express Platinum Edge Credit Card
Citibank Clear Platinum Card
Citibank Clear Platinum Card		 11.99% 21.74% 0% for 12 months with 3% handling fee $99 55 days Apply Now For The Citibank Clear Platinum Card Read More About The Citibank Clear Platinum Card
HSBC Platinum Credit Card
HSBC Platinum Credit Card		 19.99% 21.99% 0% for 6 months with 2% handling fee $0 annual fee for the first year ($129 thereafter) 55 days Apply Now For The HSBC Platinum Credit Card Read More About The HSBC Platinum Credit Card
American Express Platinum Card
American Express Platinum Card		 % $900 51 days Apply Now For The American Express Platinum Card Read More About The American Express Platinum Card
American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card		 0% for 6 months (reverts to 20.74% ) $395 55 days Apply Now For The American Express Platinum Reserve Credit Card Read More About The American Express Platinum Reserve Credit Card
Citibank Emirates Platinum Card
Citibank Emirates Platinum Card		 20.99% 21.24% 0.9% for 12 months $229 55 days Apply Now For The Citibank Emirates Platinum Card Read More About The Citibank Emirates Platinum Card
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard		 0% for 6 months (reverts to 17.99% ) 18.99% 4.99% for 9 months $0 55 days Apply Now For The Bankwest Zero Platinum MasterCard Read More About The Bankwest Zero Platinum MasterCard
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard		 18.99% 21.99% 4.99% for 9 months $190 55 days Apply Now For The Bankwest More Platinum Mastercard Read More About The Bankwest More Platinum Mastercard
Bankwest Breeze Platinum MasterCard
Bankwest Breeze Platinum MasterCard		 0% for 6 months (reverts to 10.99% ) 21.99% 4.99% for 9 months $99 55 days Apply Now For The Bankwest Breeze Platinum MasterCard Read More About The Bankwest Breeze Platinum MasterCard
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa		 19.89% 20.99% $295 55 days Apply Now For The ANZ Frequent Flyer Platinum American Express/Visa Read More About The ANZ Frequent Flyer Platinum American Express/Visa
CUA Platinum MasterCard
CUA Platinum MasterCard 		20.24% 21.24% 0% for 9 months $89 for the first year ($179 thereafter ) 55 days Apply Now For The CUA Platinum MasterCard Read More About The CUA Platinum MasterCard
ANZ Rewards Platinum Credit Card
ANZ Rewards Platinum Credit Card		 19.89% 20.99% $149 55 days Apply Now For The ANZ Rewards Platinum Credit Card Read More About The ANZ Rewards Platinum Credit Card
NAB Qantas Platinum Card
NAB Qantas Platinum Card		 19.99% 21.74% 4.99% for 6 months $290 44 days Apply Now For The NAB Qantas Platinum Card Read More About The NAB Qantas Platinum Card
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card		 20.74% 21.74% 5.99% for 5 months $280 ( $250 for qualifying customers) 55 days Apply Now For The Commonwealth Bank Platinum Awards Credit Card Read More About The Commonwealth Bank Platinum Awards Credit Card
St.George Platinum Card
St.George Platinum Card		 15.99% 21.49% 3.99% for 6 months $89 55 days Apply Now For The St.George Platinum Card Read More About The St.George Platinum Card
American Express Platinum Business Card
American Express Platinum Business Card		 % $1200 51 days Apply Now For The American Express Platinum Business Card Read More About The American Express Platinum Business Card
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card		 20.99% 21.99% 0% for 6 months with 2% handling fee $199 55 days Apply Now For The HSBC Platinum Qantas Credit Card Read More About The HSBC Platinum Qantas Credit Card
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card – Platinum Card		 20.99% 21.74% 0.9% for 15 months $199 55 days Apply Now For The Citibank Rewards Credit Card - Platinum Card Read More About The Citibank Rewards Credit Card - Platinum Card
Westpac Earth Platinum Cards
Westpac Earth Platinum Cards		 19.99% 21.49% 0.99% for 6 months $250 45 days Apply Now For The Westpac Earth Platinum Cards Read More About The Westpac Earth Platinum Cards
Westpac 55 Day Platinum Card
Westpac 55 Day Platinum Card		 1.9% for 12 months (reverts to 19.59% ) 21.49% 3.99% for 6 months $0 annual fee for the first year ($130 thereafter) 55 days Apply Now For The Westpac 55 Day Platinum Card Read More About The Westpac 55 Day Platinum Card
Westpac Altitude Platinum Plus Cards
Westpac Altitude Platinum Plus Cards		 19.99% 21.59% 3.99% for 6 months $295 45 days Apply Now For The Westpac Altitude Platinum Plus Cards Read More About The Westpac Altitude Platinum Plus Cards

Platinum Credit Card Options

The following compilation details interest rates, interest free days, and annual fees of Platinum Credit Cards.

  • Suncorp Clear Options Platinum offers a 20.74% p.a. interest rate, 55 interest free days, and a $199 annual fee

  • Bankwest Lite Platinum MasterCard has a competitive 0% p.a. for 6 months (reverts to 10.99% p.a.) interest rate, 55 interest free days, and a $99 annual fee

  • Macquarie Bank Platinum VISA Card offers a 20.95% p.a. interest rate, 55 interest free days, and a $200 annual fee

  • American Express Platinum Card has a % p.a. interest rate, 51 interest free days, and a annual fee

  • Citibank Platinum Card offers a 20.99% p.a. interest rate, 55 interest free days, and a $199 annual fee

  • Citibank Clear Platinum VISA Card gives a competitive 11.99% p.a. interest rate, 55 interest free days, and a $99 annual fee

  • Citibank Emirates Platinum Card has a 20.99% p.a. interest rate, 55 interest free days and a $229 annual fee

  • Commonwealth Bank Platinum Awards Credit Card has a 20.74% p.a. interest rate, 55 interest free days, and a $280 ( $250 for qualifying customers) annual fee

  • St.George Platinum Card offers a 15.99% p.a. interest rate, 55 interest free days, and a $89 annual fee

  • NAB Qantas Platinum Card has a 19.99% p.a. interest rate, 44 interest free days, and a $290 annual fee

  • Westpac offers 3 platinum cards the first is the Earth Platinum Card with a 19.99% p.a. interest rate, 45 interest free days, and a $250 annual fee. The next is the Westpac 55 Day Platinum Card that has a 1.9% p.a. for 12 months (reverts to 19.59% p.a.) interest rate, 55 interest free days, and a $0 annual fee for the first year ($130 thereafter) annual fee for the first year with a $130 annual fee each year after that. The final Westpac card is the Westpac Altitude Platinum Plus Card which has a 19.99% p.a. interest rate, 45 interest free days, and a $295 annual fee.

  • Bankwest Zero Platinum MasterCard offers a 0% p.a. for 6 months (reverts to 17.99% p.a.) interest rate, 55 interest free days, and $0 annual fee

What Really Is a Platinum Card

A Platinum Credit Card is the pinnacle of credit cards. It symbolizes the apex of success because of the strict requirements that are needed to obtain one. There are extensive income requirements and perfect credit requirements that declare the owners of Platinum Credit Cards a financial success for having one.

Benefits of a Platinum Card

First there is greater spending power because of high or no pre-set limits which are coupled with lower than average interest rates to encourage spending. These freedoms are given expressly to Platinum Credit Card holders because they have an excellent history of on time debt repayment and have provided the proof of financial success. The Platinum card is also enhanced with all of the rewards and incentives programs of the Gold or lesser cards which makes them the apex of all credit cards.

Being the card holder of a Platinum Credit Card gives you all of the freedoms that a credit card can offer. From high limits and low interest to excellent incentives and rewards, Platinum Credit Cards are the apex of all available credit cards.