Platinum Credit Cards
For the big spenders! Sure you might pay more of an annual fee, but platinum credit cards more than make up for this with their rewards programs.
Platinum credit cards are for the VIP level cardholders who demand the highest level of privilege, class and benefits from their credit cards. Platinum cards open the doors to the full menu of features offered by your credit card (concierge, travel and purchase insurance, rewards programs, exclusive discounts) as well as some unique, high-end perks (chauffeured rides to the airport, airport lounge access, free travelers cheques). Platinum credit cards offer the very best in rewards and benefits.
Platinum Credit Card Comparison
| Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest Free Days | |||
|---|---|---|---|---|---|---|---|
 |
Westpac 55 Day Gold Card offers you slashed down rates on balance transfers plus purchases and a $0 annual fee option for a limited time. |
19.99% p.a. | 21.49% p.a. | 0.99% p.a. for 6 months | $125 | 45 |   |
 |
Apply now for the new HSBC Platinum Qantas Credit Card and receive a bonus 10,000 Qantas Frequent Flyer points. |
20.99% p.a. | 21.99% p.a. | 0% p.a. for 6 months | $199 | 55 | |
 |
The perfect card for the globe trotter because every purchase is matched with Altitude points starting with a bonus 10,000 Altitude Rewards on your 1st purchase. |
19.99% p.a. | 21.59% p.a. | 3.99% p.a. for 6 months | $150 | 45 | |
 |
A low balance transfer offer 1.9% for 9 months and a host of platinum privileges. Earn up to 3 Citibank Reward points for every $1 spend. |
20.99% p.a. | 21.74% p.a. | 0.9% p.a. for 9 months | $199 | 55 | |
 |
A low balance transfer deal plus earn frequent flyer points per $1 spend. |
20.24% p.a. | 21.74% p.a. | 4.99% p.a. for 6 months | $290 | 44 | |
 |
A low rate balance transfer offer. Plus earn upto 1.5 Qantas Frequent Flyer points for every $1 Spent. |
19.99% p.a. | 21.49% p.a. | 0.99% p.a. for 6 months | $250 | 45 | |
 |
No annual fee for the first year plus a low balance transfer offer. |
19.59% p.a. | 21.49% p.a. | 3.99% p.a. for 6 months | $130 | 55 | |
 |
A card with all platinum privileges and a low balance transfer rate |
19.99% p.a. | 21.59% p.a. | 3.99% p.a. for 6 months | $295 | 45 | |
Platinum Credit Card Options
The following compilation details interest rates, interest free days, and annual fees of Platinum Credit Cards.
-
Suncorp Clear Options Platinum offers a 20.49% p.a. interest rate, 55 interest free days, and a $205 annual fee
-
Bankwest Lite Platinum MasterCard has a competitive 10.99% p.a. interest rate, 55 interest free days, and a $130 annual fee
-
Macquarie Bank Platinum VISA Card offers a 20.95% p.a. interest rate, 55 interest free days, and a $200 annual fee
-
American Express Platinum Card has a % p.a. interest rate, 51 interest free days, and a annual fee
-
Citibank Platinum Card offers a 20.99% p.a. interest rate, 55 interest free days, and a $199 annual fee
-
Citibank Clear Platinum VISA Card gives a competitive 11.99% p.a. interest rate, 55 interest free days, and a $99 annual fee
-
Citibank Emirates Platinum Card has a 20.99% p.a. interest rate, 55 interest free days and a $229 annual fee
-
Commonwealth Bank Platinum Awards Credit Card has a 20.74% p.a. interest rate, 55 interest free days, and a $280 ( $250 for qualifying customers) annual fee
-
St.George Platinum Card offers a 15.99% p.a. interest rate, 55 interest free days, and a $89 annual fee
-
NAB Qantas Platinum Card has a 20.24% p.a. interest rate, 44 interest free days, and a $290 annual fee
-
Westpac offers 3 platinum cards the first is the Earth Platinum Card with a 19.99% p.a. interest rate, 45 interest free days, and a $250 annual fee. The next is the Westpac 55 Day Platinum Card that has a 19.59% p.a. interest rate, 55 interest free days, and a $130 annual fee for the first year with a $130 annual fee each year after that. The final Westpac card is the Westpac Altitude Platinum Card which has a 19.99% p.a. interest rate, 45 interest free days, and a $295 annual fee.
-
Bankwest Zero Platinum MasterCard offers a 1% p.a. for 6 months (reverts to 17.99% p.a.) interest rate, 55 interest free days, and $0 annual fee
What Really Is a Platinum Card
A Platinum Credit Card is the pinnacle of credit cards. It symbolizes the apex of success because of the strict requirements that are needed to obtain one. There are extensive income requirements and perfect credit requirements that declare the owners of Platinum Credit Cards a financial success for having one.
Benefits of a Platinum Card
First there is greater spending power because of high or no pre-set limits which are coupled with lower than average interest rates to encourage spending. These freedoms are given expressly to Platinum Credit Card holders because they have an excellent history of on time debt repayment and have provided the proof of financial success. The Platinum card is also enhanced with all of the rewards and incentives programs of the Gold or lesser cards which makes them the apex of all credit cards.
Being the card holder of a Platinum Credit Card gives you all of the freedoms that a credit card can offer. From high limits and low interest to excellent incentives and rewards, Platinum Credit Cards are the apex of all available credit cards.
