Credit Card Signup Bonus
If you're looking for a credit card, why not see if you can get a sneaky signup bonus as well!
Don't you deserve a little something for choosing the right credit card? These credit card companies certainly think so and to show their appreciation, they'll throw in a free flight, instant cash back or waive the annual fee. When it comes down to deciding between two highly competitive cards with great low rates and enticing benefits, these juicy signup bonuses might just be enough to seal the deal.
| Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest Free Days | |||
|---|---|---|---|---|---|---|---|
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A great balance transfer offer with a low annual fee. |
13.24% p.a. | 21.49% p.a. | 0.99% p.a. for 12 months | $55 | 55 |
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A low annual fee credit card with a low interest rate offer on balance transfers and purchases . |
0% p.a. for 3 (reverts back to 13.24% p.a.) | 21.49% p.a. | 0% p.a. for 3 months | $58 | 55 |
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No annual fee credit card with a low balance transfer and purchase rate offer . |
0% p.a. for 5 (reverts back to 19.59% p.a.) | 21.49% p.a. | 3.99% p.a. for 6 months | $30 | 55 |
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Earn 1 Velocity Point per $1 spent up to $1,500 per month, then 1 Velocity Point for every $2. Plus Get 20,000 bonus points. |
20.99% p.a. | 20.99% p.a. | 1.9% p.a. for 9 months | $99 | 44 |
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Newly launched credit card with a long term balance transfer offer and a low annual fee. |
10.99% p.a. | 21.99% p.a. | 4.99% p.a. for 12 months | $69 | 55 |
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Amazingly low interest rate of 1% for 5 months on purchases plus a low balance transfer offer. |
13.49% p.a. | 21.74% p.a. | 5.99% p.a. for 5 months | $78 ($48 for qualifying customers) | 55 |
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Receive 10,000 Bonus Qantas Frequent Flyer points with a balance transfer offer. |
20.99% p.a. | 21.99% p.a. | 0% p.a. for 6 months | $199 | 55 |
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A great $0 annual fee credit card, with great introductory offer. |
1% p.a. for 6 (reverts back to 17.99% p.a.) | 18.99% p.a. | 4.99% p.a. for 12 months | $0 | 55 |
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Receive 20,000 bonus Velocity Rewards points if you apply by 30th September 2011 and spend $500 within the first 3 months. |
20.74% p.a. | $199 | 44 |
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A card with a great balance transfer offer and all platinum card benefits such as free travel and transit accident insurance. |
20.99% p.a. | 21.74% p.a. | 0.9% p.a. for 9 months | $199 | 55 |
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Receive 15,000 bonus Membership Rewards points when you apply. |
0% p.a. for 6 (reverts back to 20.74% p.a.) | $149 | 55 |
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Receive 16,000 bonus Qantas Frequent Flyer points when you apply and are approved for an ANZ Frequent Flyer credit card account by 30 September 2011. |
19.74% p.a. | 20.99% p.a. | $95 | 44 |
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A no annual fee credit card by Virgin which gives you the freedom of a low balance transfer offer for the first 6 months. |
18.99% p.a. | 20.99% p.a. | 2.9% p.a. for 6 months | $0 | 44 |
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A great card for those looking for a simple low fee, easy to manage credit card. |
0% p.a. for 6 (reverts back to 13.49% p.a.) | 21.49% p.a. | 0% p.a. for 6 months | $45 | 55 |
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Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more, helping you simplify your quarterly BAS reporting. |
% p.a. | $249 | 51 |
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Finding the best credit card signup bonus
These days, trying to find the best credit card for you can be quite a long process and can be overwhelming. There are so many different offers on the market that it's hard to sort through them all to find the deal that best suits you and your needs.
It is worth considering what type of signup bonus would be best for you before you actually apply for a new credit card; if you don't research the different offers that are available out there, you may end up applying for a card that has a signup bonus of no use to you.
If you are someone who travels often and you'd like to have a credit card that can earn you frequent flyer miles or even free airline miles then you'll want to look for a bank that provides you with a credit card that comes with these specific benefits.
The only problem with a card like this one, which offers you this type of credit card signup bonus, is that in most instances you will be required to make a purchase first or spend a certain amount before you are eligible to receive the bonus.
Different credit card signup bonuses
- Zero percent interest rate: there are quite a few credit card companies who offer new customers an introductory zero percent interest rate. On most occasions, you will find that you'll have a certain set amount of time after signing up that are interest free days. After this period runs out, you'll have to pay regular interest rates.
- No annual fees: there are some credit cards out there that have no annual fees. This is normally either for the first year or on some deals, the offer can even be for life. If you don't like paying out a set fee each year for your card, this credit card signup bonus could be perfect for you.
- Free rewards points: another great offer that is available from some credit card companies is free rewards points as part of your signup bonus. These rewards points can then be redeemed on all kinds of gifts, items and more from the rewards program that comes with the credit card.
When looking for a new credit card, it is always a good idea to look into any bonuses and rewards that you will receive after you have signed up. These days, there are so many credit card companies providing a variety of offers for their new customers that it has never been easier to find the right credit card signup bonus for you.
