The St. George Vertigo Credit Card has a sort of funny name, especially since it conspicuously lacks the dizzyingly high interest rates and annual fees that are par for the course for many similar credit cards these days. In fact, the St. George Vertigo MasterCard won the 2009 Best of the Best Award from Money Magazine for boasting one of the lowest retail purchase interest rates in the nation. Not bad.

Highlights of St. George Vertigo MasterCard

The St. George Vertigo MasterCard doesn’t come with free chauffeured rides the airport or a 24/7 business concierge, but it shines where it really matters. It has one of the lowest annual fees we’ve seen in its class and it’s one of the cheapest balance transfer cards you can find. You can transfer a minimum of $500 when you sign up for your Vertigo MasterCard and use up to 95% of your credit limit and enjoy an amazing p.a. interest rate. After that, whatever you have leftover on your transferred balance moves to the normal interest rate.

But what makes St. George Vertigo MasterCard truly handy to have in your wallet is the convenience of St. George itself. St. George has a major presence in New South Wales and South Australia, and if you have an account with them, you can link your St. George Vertigo MasterCard to your checking or savings account for easy payment of your monthly bill. You can also get one free additional card for a friend or family member.

Also with St. George Vertigo MasterCard, you get instant discounts with St. George Instant Benefits, where you get deals and savings on retail purchases, restaurants, travel and other transactions simply by using your credit card.

Bottom-line: The St. George Vertigo MasterCard is an award-winning low-rate credit card with a very reasonable annual fee, great accessibility and convenience and one of the lowest balance transfer rates you can find. Put this card in your wallet if you want a versatile card without an iota of bloat and exorbitant fees.

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